Terms of Service

Credora is an educational platform that guides small business owners through the process of building business credit. We provide tools, guidance, and a vendor directory to help you understand and take steps toward establishing business credit.

Credora is NOT a credit repair organization, financial advisor, or credit counselor. We do not dispute items on your credit report, provide individualized financial advice, or act as a credit counseling service.

Results vary. We make no guarantees of credit score improvement, loan approval, or funding. The information provided through Credora is for educational purposes only and should not be relied upon as a substitute for professional advice.

Always consult a qualified financial professional before making decisions about your business finances.

The Credora Pro plan is billed at $97 per month. You may cancel anytime. When you cancel, your access continues until the end of your current billing period, after which it will not renew.

Subscriptions are managed through our secure payment provider's billing portal, where you can update, upgrade, downgrade, or cancel your plan.

Vendor reporting policies may change at any time without notice. The vendor information presented in Credora is provided for convenience and may not always reflect a vendor's current terms or bureau reporting practices.

Always verify reporting policies and account terms directly with vendors before opening accounts.

Credora is not liable for any financial decisions made based on platform content. To the fullest extent permitted by law, Credora and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform.

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.